Impact of a Fintech business model based on a digital wallet on the payment system of the micro and small enterprise (MSE) sector in Huancayo, Peru. gnosiswisdom [Internet]. 2025 Nov. 27 [cited 2026 Apr. 14];5(3):18-23. Available from: https://journal.gnosiswisdom.pe/index.php/revista/article/view/101